K. L. Werner & Associates
 Real Estate, LLC.

 

Calculators This page contains some specialized calculators that will help you get a better idea of how much of a loan you can qualify for, and what your monthly payments will be. They are intended to be for estimating purposes only, and you should work through the numbers with your Lender to get more exact results. Monthly Payments: Get an idea what your payments will be... Loan Amount:$ Mortgage Term: years Interest Rate: % Annual Taxes: $ Annual Insurance: $     Monthly Principal and Interest Monthly Tax Monthly Insurance Total Payment     Maximum Loan Amount Estimate: Get an idea what you may be able to borrow, and how expensive a house you can afford. The internal formulas have been pre-set with typical conventional loan assumptions and factors that are commonly used by lenders for intial estimates. Other factors such as credit ratings and job history are factors that your lender will use to refine the amount you may be able to qualify for. Gross monthly income  Total monthly debt Planned down payment     Low Range High Range Purchase Price Loan Amount Loan To Value (LTV) Monthly Payment (P & I) Monthly Taxes Monthly Insurance Monthly PMI TOTAL PAYMENT